Common EC T&C
The terms and conditions per EC policy may varies, depending on each insurer preferences.
CSE- This policy does not indemnify the insured in respect of any claim arising out of or in connection with any duty at construction site
W1- This Policy does not indemnify the Insured in respect of any claim arising in connection with the use of woodworking machinery driven by steam, gas, water, electricity or other mechanical power. The expression “woodworking machinery” shall not be deemed to include lathes, fret-saws, boring machines, sanding machines; or mechanically-driven portable tools applied to the work by hand, other than pendulum and swing saws.
W7- This Policy does not indemnify the Insured in respect of any claim arising in connection with the carting or delivery of goods other than by hand or handcart.
W12- It is a condition of this Policy that the indemnify granted is in respect of indoor staff only.
W32- this Policy does not indemnify the Insured in respect of any claim arising in connection with work at a height exceeding 9 metres above ground or floor level.
W49- This Policy does not indemnify the Insured in respect of any claim arising in connection with (a) employees receiving from or delivering to vessels or craft of any description, or employees on dock quayside or wharf; (b) stevedores or lightermen; (c) the carting or delivery of goods other than by hand or handcart.
W71- This Policy does not indemnify the Insured in respect of any claim arising in connection with (a) employees receiving from or delivering to vessels or craft of any description or employees on dock quayside or wharf; (b) stevedores or lightermen.
W78- This Policy does not indemnify the Insured in respect of any claim arising in connection with racing pacemaking or speed trials.
W97 - This Policy does not indemnify the Insured in respect of any claim arising in connection with fitting, installing, repairing or testing away from the premises of the Insured.
*The above information is for reference only.
Please contact us or your financial advisor to confirm the relevant terms.
Dated July, 2025
