Employee Injuried at work
If an employee sustains an injury or dies as a result of an accident arising out of and in the course of employment, the employer is in general liable to pay compensation.
If an employee is temporarily incapacitated, he or she can continue to receive the relevant income for up to 36 months.
Calculation method:
(Monthly income at the time of the accident - Monthly income after the accident) x 4/5
After the Labour Department issues the "Certificate of Compensation Assessment" (Form 5), the compensation amount on the certificate must be paid within 21 days.
Medical expenses are as follows:
Employees’ medical expenses in hospital per day: $300
Employees’ medical expenses in non-hospital settings per day: $300
Employees’ medical expenses in hospital and non-hospital settings on the same day: $370
Regarding the above expenses, the employer shall reimburse the employee for the relevant medical expenses within 21 days after receiving the medical receipt.
The employee should submit the following forms to the Labour Department and the insurer within 14 days after the injury:
In addition, employers have the right to require employees to undergo a medical examination by a designated registered medical practitioner, registered Chinese medicine practitioner or registered dentist, and contact the insurer for appropriate follow-up action.
Case Alert
An accident happening to an employee shall be deemed to arise out of and in the course of his/her employment if it happens to the employee when, within the duration of a gale warning, or of a rainstorm warning, he/she is travelling between his place of residence and his/her place of work, by a direct route within a period of 4 hours before the time of commencement of his/her working hours for that day or to his/her place of residence, within a period of 4 hours after the time of cessation of his/her working hours for that day.
Normally, tropical cyclone warning signals No. 8 or above or red and black rainstorm warning signals are the named circumstances covered by the Ordinance.
An employer who fails to comply with the Ordinance to secure an insurance cover is liable to prosecution and, upon conviction, to a maximum fine of $100,000 and imprisionment for two years.
*The above information is for reference only.
Please contact us or your financial advisor to confirm the relevant terms.
Dated June, 2025
